Let's talk about Finnish legislation.

Taxi tariff - government sets all taxi prices: base, km rate, waiting, surcharges. - Government sets detailed taxi prices: base 3.70 EUR, km 0.82-1.07 EUR, waiting 19.20 EUR/h, evening/weekend/advance surcharges. Entire price structure blocks competition. Free pricing suffices. Savings: est. 50M EUR/yr.

The Pharmacy Tax Act imposes a progressive turnover-based special tax on pharmacies payable to the state. - The pharmacy tax is a sector-specific turnover-based surcharge (6.10–11.20% progressive) imposed on no other industry. It taxes revenue, not profit, penalizing growth and hitting even loss-making pharmacies. The tax exists because the state regulates medicine prices and margins via the medicine tariff, then claws back part of the margin through this special tax – a roundabout mechanism that will be replaced by directly lowering the tariff, reducing medicine prices for consumers. The progressive structure discourages scale efficiencies: larger pharmacies pay disproportionately more. Revenue is approximately €200M/year. No other EU country levies an equivalent progressive turnover-based special tax on pharmacies. The correct fix is to lower the medicine tariff and repeal this tax – achieving the same state revenue while lowering consumer drug prices.

Hire car transport fees - government sets taxi prices. - Government sets all taxi prices. Blocks competition. Free pricing. Savings: 50M EUR/yr.

Taxi transport maximum prices - government-set consumer prices for taxis. - Government sets taxi prices: base fee, km rates, waiting fees, evening surcharges, weekend surcharges. Taxi system requires license + price regulation - blocks competition and innovation. Free pricing + open competition suffices. Savings: est. 50M EUR/yr (competition efficiency).

Ministry of Finance decree regulating the content, structure, publication and summary requirements of prospectuses under chapters 3–5 of the Securities Markets Act, including special rules for offerings under €5 million. - The EU Prospectus Regulation (2017/1129), directly applicable law since July 2019, replaced the Prospectus Directive and comprehensively regulates prospectus content, structure, and publication. This decree is based on the repealed Prospectus Directive (2003/71/EC) and duplicates or conflicts with the EU regulation. For offerings under €5M, the national rules (§1(2), §9, chapters 2–3) impose prospectus requirements on small offerings that are exempt under the EU regulation (Article 1(3)), directly raising capital-raising costs for SMEs. An estimated 50–100 small offerings per year face excess prospectus costs of €20,000–50,000 each, totaling approximately €1–5M/year. The entire decree should be repealed and replaced if needed with lighter regulation aligned with the EU regulation.

The decree sets maximum taxi fares (base fare, per-km fare, waiting charges and surcharges) and taximeter usage rules. - Taxi fare regulation was effectively abolished by the Transport Services Act (320/2017) effective 1.7.2018, which deregulated taxi pricing. This decree is either dead letter or conflicts with current law. Maximum fare regulation prevents price competition in both directions: cheaper operators cannot differentiate and premium services cannot emerge. Fixed fare classes (I–IV by passenger count), advance booking surcharge bans for certain trips, and detailed taximeter rules block new business models (dynamic pricing, app-based dispatch). Cost: compliance monitoring, meter sealing and fare inspections estimated at 0.5–1 M€/year; deadweight loss from competition restriction estimated at several million euros annually.

Bus service series ticket tariffs - government sets prices. - Government sets bus prices. Blocks competition. Free pricing suffices. Savings: 10M EUR/yr.

Bus ticket tariffs - government prices. - Government prices. Blocks competition. Savings: 10M EUR/yr.

Scheduled bus service series ticket tariffs - government sets bus ticket prices. - Government sets bus ticket prices: series ticket price, per-trip discount. Blocks competition and innovation in public transport. Free pricing and tendering suffices. Savings: est. 10M EUR/yr.

The Alcohol Act regulates the manufacture, import, sale, serving, marketing and supervision of alcoholic beverages in Finland, including Alko's retail monopoly. - The law contains several significant growth blockers: 1) Alko's retail monopoly for beverages above 5.5% ABV (§6, §17) blocks competition in a ~€1.5 billion market. 2) Separate serving licenses required per venue (§18) even after operator reliability is verified. 3) Retail sales restricted to grocery stores (§17) – specialty wine/beer shops are impossible. 4) Marketing restrictions (§50–52) among the EU's strictest: spirits advertising fully banned, mild alcohol advertising heavily restricted, harming craft breweries and farm wineries. 5) Serving time limits (01:30/04:00, §43) and mandatory sales gap until 09:00 reduce hospitality revenue. 6) Dual supervision by Valvira + 6 regional agencies = redundant licensing bureaucracy (§7–8). Production caps for farm wine (100,000 L) and craft beer (500,000 L) prevent small producers from scaling. Removing the retail monopoly for wines/craft beer and switching to a notification-based system will unlock competition and reduce administrative costs.